Why do I need a mortgage?

When looking for your next home it is important to have options, and no one has more options than Moneylink Mortgage! One of our expert loan originators will find the perfect program for your specific needs.

Not all home loans are the same. Knowing what kind of loan is most appropriate for your situation prepares you for talking to lenders and getting the best deal. Click on one of the loan options below to learn more about it.

The FHA loan product tends to allow the opportunity for home ownership for the widest range of people. FHA allows for lower credit scores, a very low down payment requirement, and more of a level playing field for clients. FHA may be the right program for you!

Are you a Veteran of our US Military? Well, then we have the program for you. Arguably the best program we have to offer, you can get a home with this program with ZERO money down, no mortgage insurance, and some of the best interest rates on the market!

Trading the city lights for country nights? Then you may be eligible for a USDA loan with ZERO money down! Now, we aren’t just talking about farmland and areas where the closest Walmart is 50 clicks away, so make sure you check if the property you are interested in will qualify!

Probably the most popular loan option for someone looking to purchase a loan. With special programs for first time homebuyers like Freddie Mac Home Possible to renovation loans like the Fannie Mae Homestyle Renovation Mortgage, we can find the right program to fit you!

Purchasing a home with a higher loan amount than a conventional loan program will allow? Well, you don’t have to kiss that beautiful big home goodbye, get a Jumbo loan! We have a wide range of jumbo loans to get you the money you need with a rate that you will love!

We know that life happens sometimes, and that some people may have a “non-traditional” income structure. So, what do we do when our client’s situations go beyond the guidelines of our Government and Conventional loan programs? Well, we don’t just bow out, and deny them right away! We look to our Non-QM, or “Outside of the Box” loan programs. They fill the lending void for all the people who do not fit those traditional loan guidelines. Have some doubts that you will qualify for a mortgage? You never know till you reach out!