Whether you are looking for a Rate and Term Refinance, or a Cash-out refinance, we have you covered. Maybe you bought when rates were a little higher, or maybe you purchased initially with mortgage insurance on your home and now you have enough equity to remove it! Those two situations are PERFECT for a Rate and Term refinance. On the other side we have our Cash-Out Refinance. Did you know that right now in the United States, we have a record number of Homeowners with a substantial amount of equity in their homes? This is fantastic news! However, a not so happy fact is that right now in America there is a record amount of credit card debt. With interest rates in the 19, 20, even 25% range with some cards, why not utilize your equity in your home, pay off those cards, and take advantage of a rate that is 4 or 5 times less than your credit card! Another very common scenario for refinancing is home improvement! You’ve been in your home for a while, and maybe you want to switch some stuff up, build your dream kitchen, or finally get that 50 year roof you’ve been wanting. Well, you can do that with a cash out refinance! If those scenarios seem like something that interests you, then give us a call, and we will give you all of the information you need!